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Terms & Conditions

Last Edited: 12 August 2022

Table of Con­tents

1. Agree­ment to Terms

These Terms of Use con­sti­tute a legal­ly bind­ing agree­ment made be­tween you, whether per­son­al­ly or on be­half of an en­ti­ty (“you”) and Dis­rup­tor Lon­don Ltd. ("Com­pa­ny", “we”, “us”, or “our”), con­cern­ing your ac­cess to and use of the https://dis­rup­tor.lon­don web­site as well as any oth­er me­dia form, me­dia chan­nel, mo­bile web­site or mo­bile ap­pli­ca­tion re­lat­ed, linked, or oth­er­wise con­nect­ed there­to (col­lec­tive­ly, the “Site”). We are reg­is­tered in the Unit­ed King­dom and have our reg­is­tered of­fice at Lon­don W1T 1QP. You agree that by ac­cess­ing the Site, you have read, un­der­stood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EX­PRESS­LY PRO­HIB­IT­ED FROM US­ING THE SITE AND YOU MUST DIS­CON­TIN­UE USE IM­ME­DI­ATE­LY.

Sup­ple­men­tal terms and con­di­tions or doc­u­ments that may be post­ed on the Site from time to time are here­by ex­press­ly in­cor­po­rat­ed here­in by ref­er­ence. We re­serve the right, in our sole dis­cre­tion, to make changes or mod­i­fi­ca­tions to these Terms of Use from time to time. We will alert you about any changes by up­dat­ing the “Last up­dat­ed” date of these Terms of Use, and you waive any right to re­ceive spe­cif­ic no­tice of each such change. Please en­sure that you check the ap­plic­a­ble Terms every time you use our Site so that you un­der­stand which Terms ap­ply. You will be sub­ject to, and will be deemed to have been made aware of and to have ac­cept­ed, the changes in any re­vised Terms of Use by your con­tin­ued use of the Site af­ter the date such re­vised Terms of Use are post­ed.

The in­for­ma­tion pro­vid­ed on the Site is not in­tend­ed for dis­tri­b­u­tion to or use by any per­son or en­ti­ty in any ju­ris­dic­tion or coun­try where such dis­tri­b­u­tion or use would be con­trary to law or reg­u­la­tion or which would sub­ject us to any reg­is­tra­tion re­quire­ment with­in such ju­ris­dic­tion or coun­try. Ac­cord­ing­ly, those per­sons who choose to ac­cess the Site from oth­er lo­ca­tions do so on their own ini­tia­tive and are sole­ly re­spon­si­ble for com­pli­ance with lo­cal laws, if and to the ex­tent lo­cal laws are ap­plic­a­ble.

The Site is in­tend­ed for users who are at least 18 years old. Per­sons un­der the age of 18 are not per­mit­ted to use or reg­is­ter for the Site.

2. In­tel­lec­tu­al Prop­er­ty Rights

Un­less oth­er­wise in­di­cat­ed, the Site is our pro­pri­etary prop­er­ty and all source code, data­bas­es, func­tion­al­i­ty, soft­ware, web­site de­signs, au­dio, video, text, pho­tographs, and graph­ics on the Site (col­lec­tive­ly, the “Con­tent”) and the trade­marks, ser­vice marks, and lo­gos con­tained there­in (the “Marks”) are owned or con­trolled by us or li­censed to us, and are pro­tect­ed by copy­right and trade­mark laws and var­i­ous oth­er in­tel­lec­tu­al prop­er­ty rights and un­fair com­pe­ti­tion laws of the Unit­ed King­dom, in­ter­na­tion­al copy­right laws, and in­ter­na­tion­al con­ven­tions. The Con­tent and the Marks are pro­vid­ed on the Site “AS IS” for your in­for­ma­tion and per­son­al use only. Ex­cept as ex­press­ly pro­vid­ed in these Terms of Use, no part of the Site and no Con­tent or Marks may be copied, re­pro­duced, ag­gre­gat­ed, re­pub­lished, up­loaded, post­ed, pub­licly dis­played, en­cod­ed, trans­lat­ed, trans­mit­ted, dis­trib­uted, sold, li­censed, or oth­er­wise ex­ploit­ed for any com­mer­cial pur­pose what­so­ev­er, with­out our ex­press pri­or writ­ten per­mis­sion.

Pro­vid­ed that you are el­i­gi­ble to use the Site, you are grant­ed a lim­it­ed li­cense to ac­cess and use the Site and to down­load or print a copy of any por­tion of the Con­tent to which you have prop­er­ly gained ac­cess sole­ly for your per­son­al, non-com­mer­cial use. We re­serve all rights not ex­press­ly grant­ed to you in and to the Site, the Con­tent and the Marks.

3. User Rep­re­sen­ta­tions

By us­ing the Site, you rep­re­sent and war­rant that: (1) all reg­is­tra­tion in­for­ma­tion you sub­mit will be true, ac­cu­rate, cur­rent, and com­plete; (2) you will main­tain the ac­cu­ra­cy of such in­for­ma­tion and prompt­ly up­date such reg­is­tra­tion in­for­ma­tion as nec­es­sary; (3) you have the le­gal ca­pac­i­ty and you agree to com­ply with these Terms of Use; (4) you are not a mi­nor in the ju­ris­dic­tion in which you re­side; (5) you will not ac­cess the Site through au­to­mat­ed or non-hu­man means, whether through a bot, script or oth­er­wise; (6) you will not use the Site for any il­le­gal or unau­tho­rized pur­pose; and (7) your use of the Site will not vi­o­late any ap­plic­a­ble law or reg­u­la­tion.

If you pro­vide any in­for­ma­tion that is un­true, in­ac­cu­rate, not cur­rent, or in­com­plete, we have the right to sus­pend or ter­mi­nate your ac­count and refuse any and all cur­rent or fu­ture use of the Site (or any por­tion there­of).

4. User Reg­is­tra­tion

You may be re­quired to reg­is­ter with the Site. If you lo­gin with mag­ic links sent to your email ac­count, you agree to keep your email ac­count pass­word con­fi­den­tial. If you use so­cial me­dia lo­gins, you agree to keep your so­cial me­dia ac­count pass­word con­fi­den­tial. You will be re­spon­si­ble for all use of your ac­count, as­so­ci­at­ed email and so­cial me­dia ac­counts and their pass­words. We re­serve the right to re­move, re­claim, or change a user­name you se­lect if we de­ter­mine, in our sole dis­cre­tion, that such user­name is in­ap­pro­pri­ate, ob­scene, or oth­er­wise ob­jec­tion­able.

5. Prod­ucts

We make every ef­fort to dis­play as ac­cu­rate­ly as pos­si­ble the colours, fea­tures, spec­i­fi­ca­tions, and de­tails of the prod­ucts avail­able on the Site. How­ev­er, we do not guar­an­tee that the colours, fea­tures, spec­i­fi­ca­tions, and de­tails of the prod­ucts will be ac­cu­rate, com­plete, re­li­able, cur­rent, or free of oth­er er­rors, and your elec­tron­ic dis­play may not ac­cu­rate­ly re­flect the ac­tu­al col­ors and de­tails of the prod­ucts. All prod­ucts are sub­ject to avail­abil­i­ty, and we can­not guar­an­tee that items will be in stock. We re­serve the right to dis­con­tin­ue any prod­ucts at any time for any rea­son. Prices for all prod­ucts are sub­ject to change.

6. Pur­chas­es and Pay­ment

We ac­cept the fol­low­ing forms of pay­ment:

  • Visa
  • Mas­ter­card
  • Amer­i­can Ex­press
  • Ap­ple Pay
  • Google Pay
  • Klar­na

You agree to pro­vide cur­rent, com­plete, and ac­cu­rate pur­chase and ac­count in­for­ma­tion for all pur­chas­es made via the Site. You fur­ther agree to prompt­ly up­date ac­count and pay­ment in­for­ma­tion, in­clud­ing email ad­dress, pay­ment method, and pay­ment card ex­pi­ra­tion date, so that we can com­plete your trans­ac­tions and con­tact you as need­ed. Sales tax will be added to the price of pur­chas­es as deemed re­quired by us. We may change prices at any time. All pay­ments shall be in Great British Pounds (GBP).

You agree to pay all charges at the prices then in ef­fect for your pur­chas­es and any ap­plic­a­ble ship­ping fees, and you au­tho­rize us to charge your cho­sen pay­ment provider for any such amounts upon plac­ing your or­der. If your or­der is sub­ject to re­cur­ring charges, then you con­sent to our charg­ing your pay­ment method on a re­cur­ring ba­sis with­out re­quir­ing your pri­or ap­proval for each re­cur­ring charge, un­til such time as you can­cel the ap­plic­a­ble or­der. We re­serve the right to cor­rect any er­rors or mis­takes in pric­ing, even if we have al­ready re­quest­ed or re­ceived pay­ment.

We re­serve the right to refuse any or­der placed through the Site. We may, in our sole dis­cre­tion, lim­it or can­cel quan­ti­ties pur­chased per per­son, per house­hold, or per or­der. These re­stric­tions may in­clude or­ders placed by or un­der the same cus­tomer ac­count, the same pay­ment method, and/or or­ders that use the same billing or ship­ping ad­dress.

7. Re­turn Pol­i­cy

Please re­view our Re­turn & Re­funds Pol­i­cy post­ed on the Site pri­or to mak­ing any pur­chas­es.

8. Pro­hib­it­ed Ac­tiv­i­ties

You may not ac­cess or use the Site for any pur­pose oth­er than that for which we make the Site avail­able. The Site may not be used in con­nec­tion with any com­mer­cial en­deav­ors ex­cept those that are specif­i­cal­ly en­dorsed or ap­proved by us.

As a user of the Site, you agree not to:

  • Sys­tem­at­i­cal­ly re­trieve data or oth­er con­tent from the Site to cre­ate or com­pile, di­rect­ly or in­di­rect­ly, a col­lec­tion, com­pi­la­tion, data­base, or di­rec­to­ry with­out writ­ten per­mis­sion from us.
  • Trick, de­fraud, or mis­lead us and oth­er users, es­pe­cial­ly in any at­tempt to learn sen­si­tive ac­count in­for­ma­tion such as user pass­words.
  • Cir­cum­vent, dis­able, or oth­er­wise in­ter­fere with se­cu­ri­ty-re­lat­ed fea­tures of the Site, in­clud­ing fea­tures that pre­vent or re­strict the use or copy­ing of any Con­tent or en­force lim­i­ta­tions on the use of the Site and/or the Con­tent con­tained there­in.
  • Dis­par­age, tar­nish, or oth­er­wise harm, in our opin­ion, us and/or the Site.
  • Use any in­for­ma­tion ob­tained from the Site in or­der to ha­rass, abuse, or harm an­oth­er per­son.
  • Make im­prop­er use of our sup­port ser­vices or sub­mit false re­ports of abuse or mis­con­duct.
  • Use the Site in a man­ner in­con­sis­tent with any ap­plic­a­ble laws or reg­u­la­tions.
  • En­gage in unau­tho­rized fram­ing of or link­ing to the Site.
  • Up­load or trans­mit (or at­tempt to up­load or to trans­mit) virus­es, Tro­jan hors­es, or oth­er ma­te­r­i­al, in­clud­ing ex­ces­sive use of cap­i­tal let­ters and spam­ming (con­tin­u­ous post­ing of repet­i­tive text), that in­ter­feres with any par­ty’s un­in­ter­rupt­ed use and en­joy­ment of the Site or mod­i­fies, im­pairs, dis­rupts, al­ters, or in­ter­feres with the use, fea­tures, func­tions, op­er­a­tion, or main­te­nance of the Site.
  • En­gage in any au­to­mat­ed use of the sys­tem, such as us­ing scripts to send com­ments or mes­sages, or us­ing any data min­ing, ro­bots, or sim­i­lar data gath­er­ing and ex­trac­tion tools.
  • Delete the copy­right or oth­er pro­pri­etary rights no­tice from any Con­tent.
  • At­tempt to im­per­son­ate an­oth­er user or per­son or use the user­name of an­oth­er user.
  • Up­load or trans­mit (or at­tempt to up­load or to trans­mit) any ma­te­r­i­al that acts as a pas­sive or ac­tive in­for­ma­tion col­lec­tion or trans­mis­sion mech­a­nism, in­clud­ing with­out lim­i­ta­tion, clear graph­ics in­ter­change for­mats (“gifs”), 1×1 pix­els, web bugs, cook­ies, or oth­er sim­i­lar de­vices (some­times re­ferred to as “spy­ware” or “pas­sive col­lec­tion mech­a­nisms” or “pcms”).
  • In­ter­fere with, dis­rupt, or cre­ate an un­due bur­den on the Site or the net­works or ser­vices con­nect­ed to the Site.
  • Ha­rass, an­noy, in­tim­i­date, or threat­en any of our em­ploy­ees or agents en­gaged in pro­vid­ing any por­tion of the Site to you.
  • At­tempt to by­pass any mea­sures of the Site de­signed to pre­vent or re­strict ac­cess to the Site, or any por­tion of the Site.
  • Copy or adapt the Site’s soft­ware, in­clud­ing but not lim­it­ed to Flash, PHP, HTML, JavaScript, or oth­er code.
  • Ex­cept as per­mit­ted by ap­plic­a­ble law, de­ci­pher, de­com­pile, dis­as­sem­ble, or re­verse en­gi­neer any of the soft­ware com­pris­ing or in any way mak­ing up a part of the Site.
  • Ex­cept as may be the re­sult of stan­dard search en­gine or In­ter­net brows­er us­age, use, launch, de­vel­op, or dis­trib­ute any au­to­mat­ed sys­tem, in­clud­ing with­out lim­i­ta­tion, any spi­der, ro­bot, cheat util­i­ty, scraper, or of­fline read­er that ac­cess­es the Site, or us­ing or launch­ing any unau­tho­rized script or oth­er soft­ware.
  • Use a buy­ing agent or pur­chas­ing agent to make pur­chas­es on the Site.
  • Make any unau­tho­rized use of the Site, in­clud­ing col­lect­ing user­names and/or email ad­dress­es of users by elec­tron­ic or oth­er means for the pur­pose of send­ing un­so­licit­ed email, or cre­at­ing user ac­counts by au­to­mat­ed means or un­der false pre­tens­es.
  • Use the Site as part of any ef­fort to com­pete with us or oth­er­wise use the Site and/or the Con­tent for any rev­enue-gen­er­at­ing en­deav­or or com­mer­cial en­ter­prise.
  • Use the Site to ad­ver­tise or of­fer to sell goods and ser­vices.
  • Sell or oth­er­wise trans­fer your pro­file.

9. User Gen­er­at­ed Con­tri­bu­tions

The Site does not of­fer users to sub­mit or post con­tent. We may pro­vide you with the op­por­tu­ni­ty to cre­ate, sub­mit, post, dis­play, trans­mit, per­form, pub­lish, dis­trib­ute, or broad­cast con­tent and ma­te­ri­als to us or on the Site, in­clud­ing but not lim­it­ed to text, writ­ings, video, au­dio, pho­tographs, graph­ics, com­ments, sug­ges­tions, or per­son­al in­for­ma­tion or oth­er ma­te­r­i­al (col­lec­tive­ly, "Con­tri­bu­tions"). Con­tri­bu­tions may be view­able by oth­er users of the Site and through third-par­ty web­sites. As such, any Con­tri­bu­tions you trans­mit may be treat­ed in ac­cor­dance with the Site Pri­va­cy Pol­i­cy. When you cre­ate or make avail­able any Con­tri­bu­tions, you there­by rep­re­sent and war­rant that:

  • The cre­ation, dis­tri­b­u­tion, trans­mis­sion, pub­lic dis­play, or per­for­mance, and the ac­cess­ing, down­load­ing, or copy­ing of your Con­tri­bu­tions do not and will not in­fringe the pro­pri­etary rights, in­clud­ing but not lim­it­ed to the copy­right, patent, trade­mark, trade se­cret, or moral rights of any third par­ty.
  • You are the cre­ator and own­er of or have the nec­es­sary li­cens­es, rights, con­sents, re­leas­es, and per­mis­sions to use and to au­tho­rize us, the Site, and oth­er users of the Site to use your Con­tri­bu­tions in any man­ner con­tem­plat­ed by the Site and these Terms of Use.
  • You have the writ­ten con­sent, re­lease, and/or per­mis­sion of each and every iden­ti­fi­able in­di­vid­ual per­son in your Con­tri­bu­tions to use the name or like­ness of each and every such iden­ti­fi­able in­di­vid­ual per­son to en­able in­clu­sion and use of your Con­tri­bu­tions in any man­ner con­tem­plat­ed by the Site and these Terms of Use.
  • Your Con­tri­bu­tions are not false, in­ac­cu­rate, or mis­lead­ing.
  • Your Con­tri­bu­tions are not un­so­licit­ed or unau­tho­rized ad­ver­tis­ing, pro­mo­tion­al ma­te­ri­als, pyra­mid schemes, chain let­ters, spam, mass mail­ings, or oth­er forms of so­lic­i­ta­tion.
  • Your Con­tri­bu­tions are not ob­scene, lewd, las­civ­i­ous, filthy, vi­o­lent, ha­rass­ing, li­belous, slan­der­ous, or oth­er­wise ob­jec­tion­able (as de­ter­mined by us).
  • Your Con­tri­bu­tions do not ridicule, mock, dis­par­age, in­tim­i­date, or abuse any­one.
  • Your Con­tri­bu­tions are not used to ha­rass or threat­en (in the le­gal sense of those terms) any oth­er per­son and to pro­mote vi­o­lence against a spe­cif­ic per­son or class of peo­ple.
  • Your Con­tri­bu­tions do not vi­o­late any ap­plic­a­ble law, reg­u­la­tion, or rule.
  • Your Con­tri­bu­tions do not vi­o­late the pri­va­cy or pub­lic­i­ty rights of any third par­ty.
  • Your Con­tri­bu­tions do not vi­o­late any ap­plic­a­ble law con­cern­ing child pornog­ra­phy, or oth­er­wise in­tend­ed to pro­tect the health or well-be­ing of mi­nors;
  • Your Con­tri­bu­tions do not in­clude any of­fen­sive com­ments that are con­nect­ed to race, na­tion­al ori­gin, gen­der, sex­u­al pref­er­ence, or phys­i­cal hand­i­cap.
  • Your Con­tri­bu­tions do not oth­er­wise vi­o­late, or link to ma­te­r­i­al that vi­o­lates, any pro­vi­sion of these Terms of Use, or any ap­plic­a­ble law or reg­u­la­tion.

Any use of the Site or the Mar­ket­place Of­fer­ings in vi­o­la­tion of the fore­go­ing vi­o­lates these Terms of Use and may re­sult in, among oth­er things, ter­mi­na­tion or sus­pen­sion of your rights to use the Site and the Mar­ket­place Of­fer­ings.

10. Con­tri­bu­tion Li­cense

You and Site agree that we may ac­cess, store, process, and use any in­for­ma­tion and per­son­al data that you pro­vide fol­low­ing the terms of the Pri­va­cy Pol­i­cy and your choic­es (in­clud­ing set­tings).

By sub­mit­ting sug­ges­tions or oth­er feed­back re­gard­ing the Site, you agree that we can use and share such feed­back for any pur­pose with­out com­pen­sa­tion to you.

We do not as­sert any own­er­ship over your Con­tri­bu­tions. You re­tain full own­er­ship of all of your Con­tri­bu­tions and any in­tel­lec­tu­al prop­er­ty rights or oth­er pro­pri­etary rights as­so­ci­at­ed with your Con­tri­bu­tions. We are not li­able for any state­ments or rep­re­sen­ta­tions in your Con­tri­bu­tions pro­vid­ed by you in any area on the Site. You are sole­ly re­spon­si­ble for your Con­tri­bu­tions to the Site and you ex­press­ly agree to ex­on­er­ate us from any and all re­spon­si­bil­i­ty and to re­frain from any le­gal ac­tion against us re­gard­ing your Con­tri­bu­tions.

11. Guide­lines for Re­views

We may pro­vide you ar­eas on the Site to leave re­views or rat­ings. When post­ing a re­view, you must com­ply with the fol­low­ing cri­te­ria: (1) you should have first­hand ex­pe­ri­ence with the per­son/en­ti­ty be­ing re­viewed; (2) your re­views should not con­tain of­fen­sive pro­fan­i­ty, or abu­sive, racist, of­fen­sive, or hate lan­guage; (3) your re­views should not con­tain dis­crim­i­na­to­ry ref­er­ences based on re­li­gion, race, gen­der, na­tion­al ori­gin, age, mar­i­tal sta­tus, sex­u­al ori­en­ta­tion, or dis­abil­i­ty; (4) your re­views should not con­tain ref­er­ences to il­le­gal ac­tiv­i­ty; (5) you should not be af­fil­i­at­ed with com­peti­tors if post­ing neg­a­tive re­views; (6) you should not make any con­clu­sions as to the le­gal­i­ty of con­duct; (7) you may not post any false or mis­lead­ing state­ments; and (8) you may not or­ga­nize a cam­paign en­cour­ag­ing oth­ers to post re­views, whether pos­i­tive or neg­a­tive.

We may ac­cept, re­ject, or re­move re­views in our sole dis­cre­tion. We have ab­solute­ly no oblig­a­tion to screen re­views or to delete re­views, even if any­one con­sid­ers re­views ob­jec­tion­able or in­ac­cu­rate. Re­views are not en­dorsed by us, and do not nec­es­sar­i­ly rep­re­sent our opin­ions or the views of any of our af­fil­i­ates or part­ners. We do not as­sume li­a­bil­i­ty for any re­view or for any claims, li­a­bil­i­ties, or loss­es re­sult­ing from any re­view. By post­ing a re­view, you here­by grant to us a per­pet­u­al, non-ex­clu­sive, world­wide, roy­al­ty-free, ful­ly-paid, as­sign­a­ble, and sub­li­cens­able right and li­cense to re­pro­duce, mod­i­fy, trans­late, trans­mit by any means, dis­play, per­form, and/or dis­trib­ute all con­tent re­lat­ing to re­view.

12. So­cial Me­dia

As part of the func­tion­al­i­ty of the Site, you may link your ac­count with on­line ac­counts you have with third-par­ty ser­vice providers (each such ac­count, a “Third-Par­ty Ac­count”) by ei­ther: (1) pro­vid­ing your Third-Par­ty Ac­count lo­gin in­for­ma­tion through the Site; or (2) al­low­ing us to ac­cess your Third-Par­ty Ac­count, as is per­mit­ted un­der the ap­plic­a­ble terms and con­di­tions that gov­ern your use of each Third-Par­ty Ac­count. You rep­re­sent and war­rant that you are en­ti­tled to dis­close your Third-Par­ty Ac­count lo­gin in­for­ma­tion to us and/or grant us ac­cess to your Third-Par­ty Ac­count, with­out breach by you of any of the terms and con­di­tions that gov­ern your use of the ap­plic­a­ble Third-Par­ty Ac­count, and with­out oblig­at­ing us to pay any fees or mak­ing us sub­ject to any us­age lim­i­ta­tions im­posed by the third-par­ty ser­vice provider of the Third-Par­ty Ac­count. By grant­i­ng us ac­cess to any Third-Par­ty Ac­counts, you un­der­stand that (1) we may ac­cess, make avail­able, and store (if ap­plic­a­ble) any con­tent that you have pro­vid­ed to and stored in your Third-Par­ty Ac­count (the “So­cial Net­work Con­tent”) so that it is avail­able on and through the Site via your ac­count, in­clud­ing with­out lim­i­ta­tion any friend lists and (2) we may sub­mit to and re­ceive from your Third-Par­ty Ac­count ad­di­tion­al in­for­ma­tion to the ex­tent you are no­ti­fied when you link your ac­count with the Third-Par­ty Ac­count. De­pend­ing on the Third-Par­ty Ac­counts you choose and sub­ject to the pri­va­cy set­tings that you have set in such Third-Par­ty Ac­counts, per­son­al­ly iden­ti­fi­able in­for­ma­tion that you post to your Third-Par­ty Ac­counts may be avail­able on and through your ac­count on the Site. Please note that if a Third-Par­ty Ac­count or as­so­ci­at­ed ser­vice be­comes un­avail­able or our ac­cess to such Third-Par­ty Ac­count is ter­mi­nat­ed by the third-par­ty ser­vice provider, then So­cial Net­work Con­tent may no longer be avail­able on and through the Site. You will have the abil­i­ty to dis­able the con­nec­tion be­tween your ac­count on the Site and your Third-Par­ty Ac­counts at any time. PLEASE NOTE THAT YOUR RE­LA­TION­SHIP WITH THE THIRD-PAR­TY SER­VICE PROVIDERS AS­SO­CI­AT­ED WITH YOUR THIRD-PAR­TY AC­COUNTS IS GOV­ERNED SOLE­LY BY YOUR AGREE­MENT(S) WITH SUCH THIRD-PAR­TY SER­VICE PROVIDERS. We make no ef­fort to re­view any So­cial Net­work Con­tent for any pur­pose, in­clud­ing but not lim­it­ed to, for ac­cu­ra­cy, le­gal­i­ty, or non-in­fringe­ment, and we are not re­spon­si­ble for any So­cial Net­work Con­tent. You ac­knowl­edge and agree that we may ac­cess your email ad­dress book as­so­ci­at­ed with a Third-Par­ty Ac­count and your con­tacts list stored on your mo­bile de­vice or tablet com­put­er sole­ly for pur­pos­es of iden­ti­fy­ing and in­form­ing you of those con­tacts who have also reg­is­tered to use the Site. You can de­ac­ti­vate the con­nec­tion be­tween the Site and your Third-Par­ty Ac­count by con­tact­ing us us­ing the con­tact in­for­ma­tion be­low or through your ac­count set­tings (if ap­plic­a­ble). We will at­tempt to delete any in­for­ma­tion stored on our servers that was ob­tained through such Third-Par­ty Ac­count, ex­cept the user­name and pro­file pic­ture that be­come as­so­ci­at­ed with your ac­count.

13. Sub­mis­sions

You ac­knowl­edge and agree that any ques­tions, com­ments, sug­ges­tions, ideas, feed­back, or oth­er in­for­ma­tion re­gard­ing the Site or the Mar­ket­place Of­fer­ings ("Sub­mis­sions") pro­vid­ed by you to us are non-con­fi­den­tial and shall be­come our sole prop­er­ty. We shall own ex­clu­sive rights, in­clud­ing all in­tel­lec­tu­al prop­er­ty rights, and shall be en­ti­tled to the un­re­strict­ed use and dis­sem­i­na­tion of these Sub­mis­sions for any law­ful pur­pose, com­mer­cial or oth­er­wise, with­out ac­knowl­edg­ment or com­pen­sa­tion to you. You here­by waive all moral rights to any such Sub­mis­sions, and you here­by war­rant that any such Sub­mis­sions are orig­i­nal with you or that you have the right to sub­mit such Sub­mis­sions. You agree there shall be no re­course against us for any al­leged or ac­tu­al in­fringe­ment or mis­ap­pro­pri­a­tion of any pro­pri­etary right in your Sub­mis­sions.

14. Third-Par­ty Web­sites and Con­tent

The Site may con­tain (or you may be sent via the Site or the Mar­ket­place Of­fer­ings) links to oth­er web­sites ("Third-Par­ty Web­sites") as well as ar­ti­cles, pho­tographs, text, graph­ics, pic­tures, de­signs, mu­sic, sound, video, in­for­ma­tion, ap­pli­ca­tions, soft­ware, and oth­er con­tent or items be­long­ing to or orig­i­nat­ing from third par­ties ("Third-Par­ty Con­tent"). Such Third-Par­ty Web­sites and Third-Par­ty Con­tent are not in­ves­ti­gat­ed, mon­i­tored, or checked for ac­cu­ra­cy, ap­pro­pri­ate­ness, or com­plete­ness by us, and we are not re­spon­si­ble for any Third Par­ty Web­sites ac­cessed through the Site or any Third-Par­ty Con­tent post­ed on, avail­able through, or in­stalled from the Site, in­clud­ing the con­tent, ac­cu­ra­cy, of­fen­sive­ness, opin­ions, re­li­a­bil­i­ty, pri­va­cy prac­tices, or oth­er poli­cies of or con­tained in the Third-Par­ty Web­sites or the Third-Par­ty Con­tent. In­clu­sion of, link­ing to, or per­mit­ting the use or in­stal­la­tion of any Third-Par­ty Web­sites or any Third-Par­ty Con­tent does not im­ply ap­proval or en­dorse­ment there­of by us. If you de­cide to leave the Site and ac­cess the Third-Par­ty Web­sites or to use or in­stall any Third-Par­ty Con­tent, you do so at your own risk, and you should be aware these Terms of Use no longer gov­ern. You should re­view the ap­plic­a­ble terms and poli­cies, in­clud­ing pri­va­cy and data gath­er­ing prac­tices, of any web­site to which you nav­i­gate from the Site or re­lat­ing to any ap­pli­ca­tions you use or in­stall from the Site. Any pur­chas­es you make through Third-Par­ty Web­sites will be through oth­er web­sites and from oth­er com­pa­nies, and we take no re­spon­si­bil­i­ty what­so­ev­er in re­la­tion to such pur­chas­es which are ex­clu­sive­ly be­tween you and the ap­plic­a­ble third par­ty. You agree and ac­knowl­edge that we do not en­dorse the prod­ucts or ser­vices of­fered on Third-Par­ty Web­sites and you shall hold us harm­less from any harm caused by your pur­chase of such prod­ucts or ser­vices. Ad­di­tion­al­ly, you shall hold us harm­less from any loss­es sus­tained by you or harm caused to you re­lat­ing to or re­sult­ing in any way from any Third-Par­ty Con­tent or any con­tact with Third-Par­ty Web­sites.

15. Site Man­age­ment

We re­serve the right, but not the oblig­a­tion, to: (1) mon­i­tor the Site for vi­o­la­tions of these Terms of Use; (2) take ap­pro­pri­ate le­gal ac­tion against any­one who, in our sole dis­cre­tion, vi­o­lates the law or these Terms of Use, in­clud­ing with­out lim­i­ta­tion, re­port­ing such user to law en­force­ment au­thor­i­ties; (3) in our sole dis­cre­tion and with­out lim­i­ta­tion, refuse, re­strict ac­cess to, lim­it the avail­abil­i­ty of, or dis­able (to the ex­tent tech­no­log­i­cal­ly fea­si­ble) any of your Con­tri­bu­tions or any por­tion there­of; (4) in our sole dis­cre­tion and with­out lim­i­ta­tion, no­tice, or li­a­bil­i­ty, to re­move from the Site or oth­er­wise dis­able all files and con­tent that are ex­ces­sive in size or are in any way bur­den­some to our sys­tems; and (5) oth­er­wise man­age the Site in a man­ner de­signed to pro­tect our rights and prop­er­ty and to fa­cil­i­tate the prop­er func­tion­ing of the Site and the Mar­ket­place Of­fer­ings.

16. Pri­va­cy Pol­i­cy

We care about data pri­va­cy and se­cu­ri­ty. Please re­view our Pri­va­cy Pol­i­cy. By us­ing the Site or the Mar­ket­place Of­fer­ings, you agree to be bound by our Pri­va­cy Pol­i­cy, which is in­cor­po­rat­ed into these Terms of Use. Please be ad­vised the Site and the Mar­ket­place Of­fer­ings are host­ed in the Unit­ed King­dom and Ger­many. If you ac­cess the Site or the Mar­ket­place Of­fer­ings from any oth­er re­gion of the world with laws or oth­er re­quire­ments gov­ern­ing per­son­al data col­lec­tion, use, or dis­clo­sure that dif­fer from ap­plic­a­ble laws in the Unit­ed King­dom and Ger­many, then through your con­tin­ued use of the Site, you are trans­fer­ring your data to the Unit­ed King­dom and Ger­many, and you ex­press­ly con­sent to have your data trans­ferred to and processed in the Unit­ed King­dom and Ger­many.

17. Term and Ter­mi­na­tion

These Terms of Use shall re­main in full force and ef­fect while you use the Site. WITH­OUT LIM­IT­ING ANY OTH­ER PRO­VI­SION OF THESE TERMS OF USE, WE RE­SERVE THE RIGHT TO, IN OUR SOLE DIS­CRE­TION AND WITH­OUT NO­TICE OR LI­A­BIL­I­TY, DENY AC­CESS TO AND USE OF THE SITE AND THE MAR­KET­PLACE OF­FER­INGS (IN­CLUD­ING BLOCK­ING CER­TAIN IP AD­DRESS­ES), TO ANY PER­SON FOR ANY REA­SON OR FOR NO REA­SON, IN­CLUD­ING WITH­OUT LIM­I­TA­TION FOR BREACH OF ANY REP­RE­SEN­TA­TION, WAR­RAN­TY, OR COVENANT CON­TAINED IN THESE TERMS OF USE OR OF ANY AP­PLIC­A­BLE LAW OR REG­U­LA­TION. WE MAY TER­MI­NATE YOUR USE OR PAR­TIC­I­PA­TION IN THE SITE AND THE MAR­KET­PLACE OF­FER­INGS OR DELETE YOUR AC­COUNT AND ANY CON­TENT OR IN­FOR­MA­TION THAT YOU POST­ED AT ANY TIME, WITH­OUT WARN­ING, IN OUR SOLE DIS­CRE­TION.

If we ter­mi­nate or sus­pend your ac­count for any rea­son, you are pro­hib­it­ed from reg­is­ter­ing and cre­at­ing a new ac­count un­der your name, a fake or bor­rowed name, or the name of any third par­ty, even if you may be act­ing on be­half of the third par­ty. In ad­di­tion to ter­mi­nat­ing or sus­pend­ing your ac­count, we re­serve the right to take ap­pro­pri­ate le­gal ac­tion, in­clud­ing with­out lim­i­ta­tion pur­su­ing civ­il, crim­i­nal, and in­junc­tive re­dress.

18. Mod­i­fi­ca­tions and In­ter­rup­tions

We re­serve the right to change, mod­i­fy, or re­move the con­tents of the Site at any time or for any rea­son at our sole dis­cre­tion with­out no­tice. How­ev­er, we have no oblig­a­tion to up­date any in­for­ma­tion on our Site. We also re­serve the right to mod­i­fy or dis­con­tin­ue all or part of the Mar­ket­place Of­fer­ings with­out no­tice at any time. We will not be li­able to you or any third par­ty for any mod­i­fi­ca­tion, price change, sus­pen­sion, or dis­con­tin­u­ance of the Site or the Mar­ket­place Of­fer­ings.

We can­not guar­an­tee the Site and the Mar­ket­place Of­fer­ings will be avail­able at all times. We may ex­pe­ri­ence hard­ware, soft­ware, or oth­er prob­lems or need to per­form main­te­nance re­lat­ed to the Site, re­sult­ing in in­ter­rup­tions, de­lays, or er­rors. We re­serve the right to change, re­vise, up­date, sus­pend, dis­con­tin­ue, or oth­er­wise mod­i­fy the Site or the Mar­ket­place Of­fer­ings at any time or for any rea­son with­out no­tice to you. You agree that we have no li­a­bil­i­ty what­so­ev­er for any loss, dam­age, or in­con­ve­nience caused by your in­abil­i­ty to ac­cess or use the Site or the Mar­ket­place Of­fer­ings dur­ing any down­time or dis­con­tin­u­ance of the Site or the Mar­ket­place Of­fer­ings. Noth­ing in these Terms of Use will be con­strued to ob­lig­ate us to main­tain and sup­port the Site or the Mar­ket­place Of­fer­ings or to sup­ply any cor­rec­tions, up­dates, or re­leas­es in con­nec­tion there­with.

19. Gov­ern­ing Law

These con­di­tions are gov­erned by and in­ter­pret­ed fol­low­ing the laws of the Unit­ed King­dom, and the use of the Unit­ed Na­tions Con­ven­tion of Con­tracts for the In­ter­na­tion­al Sales of Goods is ex­press­ly ex­clud­ed. If your ha­bit­u­al res­i­dence is in the EU, and you are a con­sumer, you ad­di­tion­al­ly pos­sess the pro­tec­tion pro­vid­ed to you by oblig­a­to­ry pro­vi­sions of the law in your coun­try to res­i­dence. Dis­rup­tor Lon­don Ltd. and your­self both agree to sub­mit to the non-ex­clu­sive ju­ris­dic­tion of the courts of Lon­don, which means that you may make a claim to de­fend your con­sumer pro­tec­tion rights in re­gards to these Con­di­tions of Use in the Unit­ed King­dom, or in the EU coun­try in which you re­side.

20. Dis­pute Res­o­lu­tion

In­for­mal Ne­go­ti­a­tions

To ex­pe­dite res­o­lu­tion and con­trol the cost of any dis­pute, con­tro­ver­sy, or claim re­lat­ed to these Terms of Use (each "Dis­pute" and col­lec­tive­ly, the “Dis­putes”) brought by ei­ther you or us (in­di­vid­u­al­ly, a “Par­ty” and col­lec­tive­ly, the “Par­ties”), the Par­ties agree to first at­tempt to ne­go­ti­ate any Dis­pute (ex­cept those Dis­putes ex­press­ly pro­vid­ed be­low) in­for­mal­ly for at least thir­ty (30) days be­fore ini­ti­at­ing ar­bi­tra­tion. Such in­for­mal ne­go­ti­a­tions com­mence upon writ­ten no­tice from one Par­ty to the oth­er Par­ty.

Bind­ing Ar­bi­tra­tion

Any dis­pute aris­ing from the re­la­tion­ships be­tween the Par­ties to this con­tract shall be de­ter­mined by one ar­bi­tra­tor who will be cho­sen in ac­cor­dance with the Ar­bi­tra­tion and In­ter­nal Rules of the Eu­ro­pean Court of Ar­bi­tra­tion be­ing part of the Eu­ro­pean Cen­tre of Ar­bi­tra­tion hav­ing its seat in Stras­bourg, and which are in force at the time the ap­pli­ca­tion for ar­bi­tra­tion is filed, and of which adop­tion of this clause con­sti­tutes ac­cep­tance. The seat of ar­bi­tra­tion shall be Lon­don, Unit­ed King­dom. The lan­guage of the pro­ceed­ings shall be Eng­lish. Ap­plic­a­ble rules of sub­stan­tive law shall be the law of the Unit­ed King­dom.

Re­stric­tions

The Par­ties agree that any ar­bi­tra­tion shall be lim­it­ed to the Dis­pute be­tween the Par­ties in­di­vid­u­al­ly. To the full ex­tent per­mit­ted by law, (a) no ar­bi­tra­tion shall be joined with any oth­er pro­ceed­ing; (b) there is no right or au­thor­i­ty for any Dis­pute to be ar­bi­trat­ed on a class-ac­tion ba­sis or to uti­lize class ac­tion pro­ce­dures; and (c) there is no right or au­thor­i­ty for any Dis­pute to be brought in a pur­port­ed rep­re­sen­ta­tive ca­pac­i­ty on be­half of the gen­er­al pub­lic or any oth­er per­sons.

Ex­cep­tions to In­for­mal Ne­go­ti­a­tions and Ar­bi­tra­tion

The Par­ties agree that the fol­low­ing Dis­putes are not sub­ject to the above pro­vi­sions con­cern­ing in­for­mal ne­go­ti­a­tions bind­ing ar­bi­tra­tion: (a) any Dis­putes seek­ing to en­force or pro­tect, or con­cern­ing the va­lid­i­ty of, any of the in­tel­lec­tu­al prop­er­ty rights of a Par­ty; (b) any Dis­pute re­lat­ed to, or aris­ing from, al­le­ga­tions of theft, pira­cy, in­va­sion of pri­va­cy, or unau­tho­rized use; and (c) any claim for in­junc­tive re­lief. If this pro­vi­sion is found to be il­le­gal or un­en­force­able, then nei­ther Par­ty will elect to ar­bi­trate any Dis­pute falling with­in that por­tion of this pro­vi­sion found to be il­le­gal or un­en­force­able and such Dis­pute shall be de­cid­ed by a court of com­pe­tent ju­ris­dic­tion with­in the courts list­ed for ju­ris­dic­tion above, and the Par­ties agree to sub­mit to the per­son­al ju­ris­dic­tion of that court.

21. Cor­rec­tions

There may be in­for­ma­tion on the Site that con­tains ty­po­graph­i­cal er­rors, in­ac­cu­ra­cies, or omis­sions that may re­late to the Mar­ket­place Of­fer­ings, in­clud­ing de­scrip­tions, pric­ing, avail­abil­i­ty, and var­i­ous oth­er in­for­ma­tion. We re­serve the right to cor­rect any er­rors, in­ac­cu­ra­cies, or omis­sions and to change or up­date the in­for­ma­tion on the Site at any time, with­out pri­or no­tice.

22. Dis­claimer

THE SITE IS PRO­VID­ED ON AN AS-IS AND AS-AVAIL­ABLE BA­SIS. YOU AGREE THAT YOUR USE OF THE SITE SER­VICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EX­TENT PER­MIT­TED BY LAW, WE DIS­CLAIM ALL WAR­RANTIES, EX­PRESS OR IM­PLIED, IN CON­NEC­TION WITH THE SITE AND YOUR USE THERE­OF, IN­CLUD­ING, WITH­OUT LIM­I­TA­TION, THE IM­PLIED WAR­RANTIES OF MER­CHANTABIL­I­TY, FIT­NESS FOR A PAR­TIC­U­LAR PUR­POSE, AND NON-IN­FRINGE­MENT. WE MAKE NO WAR­RANTIES OR REP­RE­SEN­TA­TIONS ABOUT THE AC­CU­RA­CY OR COM­PLETE­NESS OF THE SITE’S CON­TENT OR THE CON­TENT OF ANY WEB­SITES LINKED TO THIS SITE AND WE WILL AS­SUME NO LI­A­BIL­I­TY OR RE­SPON­SI­BIL­I­TY FOR ANY (1) ER­RORS, MIS­TAKES, OR IN­AC­CU­RA­CIES OF CON­TENT AND MA­TE­RI­ALS, (2) PER­SON­AL IN­JURY OR PROP­ER­TY DAM­AGE, OF ANY NA­TURE WHAT­SO­EV­ER, RE­SULT­ING FROM YOUR AC­CESS TO AND USE OF THE SITE, (3) ANY UNAU­THO­RIZED AC­CESS TO OR USE OF OUR SE­CURE SERVERS AND/OR ANY AND ALL PER­SON­AL IN­FOR­MA­TION AND/OR FI­NAN­CIAL IN­FOR­MA­TION STORED THERE­IN, (4) ANY IN­TER­RUP­TION OR CES­SA­TION OF TRANS­MIS­SION TO OR FROM THE SITE, (5) ANY BUGS, VIRUS­ES, TRO­JAN HORS­ES, OR THE LIKE WHICH MAY BE TRANS­MIT­TED TO OR THROUGH THE SITE BY ANY THIRD PAR­TY, AND/OR (6) ANY ER­RORS OR OMIS­SIONS IN ANY CON­TENT AND MA­TE­RI­ALS OR FOR ANY LOSS OR DAM­AGE OF ANY KIND IN­CURRED AS A RE­SULT OF THE USE OF ANY CON­TENT POST­ED, TRANS­MIT­TED, OR OTH­ER­WISE MADE AVAIL­ABLE VIA THE SITE. WE DO NOT WAR­RANT, EN­DORSE, GUAR­AN­TEE, OR AS­SUME RE­SPON­SI­BIL­I­TY FOR ANY PROD­UCT OR SER­VICE AD­VER­TISED OR OF­FERED BY A THIRD PAR­TY THROUGH THE SITE, ANY HY­PER­LINKED WEB­SITE, OR ANY WEB­SITE OR MO­BILE AP­PLI­CA­TION FEA­TURED IN ANY BAN­NER OR OTH­ER AD­VER­TIS­ING, AND WE WILL NOT BE A PAR­TY TO OR IN ANY WAY BE RE­SPON­SI­BLE FOR MON­I­TOR­ING ANY TRANS­AC­TION BE­TWEEN YOU AND ANY THIRD-PAR­TY PROVIDERS OF PROD­UCTS OR SER­VICES. AS WITH THE PUR­CHASE OF A PROD­UCT OR SER­VICE THROUGH ANY MEDI­UM OR IN ANY EN­VI­RON­MENT, YOU SHOULD USE YOUR BEST JUDG­MENT AND EX­ER­CISE CAU­TION WHERE AP­PRO­PRI­ATE.

23. Lim­i­ta­tions of Li­a­bil­i­ty

IN NO EVENT WILL WE OR OUR DI­REC­TORS, EM­PLOY­EES, OR AGENTS BE LI­ABLE TO YOU OR ANY THIRD PAR­TY FOR ANY DI­RECT, IN­DI­RECT, CON­SE­QUEN­TIAL, EX­EM­PLARY, IN­CI­DEN­TAL, SPE­CIAL, OR PUNI­TIVE DAM­AGES, IN­CLUD­ING LOST PROF­IT, LOST REV­ENUE, LOSS OF DATA, OR OTH­ER DAM­AGES ARIS­ING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN AD­VISED OF THE POS­SI­BIL­I­TY OF SUCH DAM­AGES. NOTWITH­STAND­ING ANY­THING TO THE CON­TRARY CON­TAINED HERE­IN, OUR LI­A­BIL­I­TY TO YOU FOR ANY CAUSE WHAT­SO­EV­ER AND RE­GARD­LESS OF THE FORM OF THE AC­TION, WILL AT ALL TIMES BE LIM­IT­ED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DUR­ING THE THREE (3) MONTH PE­RI­OD PRI­OR TO ANY CAUSE OF AC­TION ARIS­ING . CER­TAIN US STATE LAWS AND IN­TER­NA­TION­AL LAWS DO NOT AL­LOW LIM­I­TA­TIONS ON IM­PLIED WAR­RANTIES OR THE EX­CLU­SION OR LIM­I­TA­TION OF CER­TAIN DAM­AGES. IF THESE LAWS AP­PLY TO YOU, SOME OR ALL OF THE ABOVE DIS­CLAIMERS OR LIM­I­TA­TIONS MAY NOT AP­PLY TO YOU, AND YOU MAY HAVE AD­DI­TION­AL RIGHTS.

24. In­dem­ni­fi­ca­tion

You agree to de­fend, in­dem­ni­fy, and hold us harm­less, in­clud­ing our sub­sidiaries, af­fil­i­ates, and all of our re­spec­tive of­fi­cers, agents, part­ners, and em­ploy­ees, from and against any loss, dam­age, li­a­bil­i­ty, claim, or de­mand, in­clud­ing rea­son­able at­tor­neys’ fees and ex­pens­es, made by any third par­ty due to or aris­ing out of: (1) use of the Site; (2) breach of these Terms of Use; (3) any breach of your rep­re­sen­ta­tions and war­ranties set forth in these Terms of Use; (4) your vi­o­la­tion of the rights of a third par­ty, in­clud­ing but not lim­it­ed to in­tel­lec­tu­al prop­er­ty rights; or (5) any overt harm­ful act to­ward any oth­er user of the Site with whom you con­nect­ed via the Site. Notwith­stand­ing the fore­go­ing, we re­serve the right, at your ex­pense, to as­sume the ex­clu­sive de­fense and con­trol of any mat­ter for which you are re­quired to in­dem­ni­fy us, and you agree to co­op­er­ate, at your ex­pense, with our de­fense of such claims. We will use rea­son­able ef­forts to no­ti­fy you of any such claim, ac­tion, or pro­ceed­ing which is sub­ject to this in­dem­ni­fi­ca­tion upon be­com­ing aware of it.

25. User Data

We will main­tain cer­tain data that you trans­mit to the Site for the pur­pose of man­ag­ing the per­for­mance of the Site, as well as data re­lat­ing to your use of the Site. Al­though we per­form reg­u­lar rou­tine back­ups of data, you are sole­ly re­spon­si­ble for all data that you trans­mit or that re­lates to any ac­tiv­i­ty you have un­der­tak­en us­ing the Site. You agree that we shall have no li­a­bil­i­ty to you for any loss or cor­rup­tion of any such data, and you here­by waive any right of ac­tion against us aris­ing from any such loss or cor­rup­tion of such data.

26. Elec­tron­ic Com­mu­ni­ca­tions, Trans­ac­tions, and Sig­na­tures

Vis­it­ing the Site, send­ing us emails, and com­plet­ing on­line forms con­sti­tute elec­tron­ic com­mu­ni­ca­tions. You con­sent to re­ceive elec­tron­ic com­mu­ni­ca­tions, and you agree that all agree­ments, no­tices, dis­clo­sures, and oth­er com­mu­ni­ca­tions we pro­vide to you elec­tron­i­cal­ly, via email and on the Site, sat­is­fy any le­gal re­quire­ment that such com­mu­ni­ca­tion be in writ­ing. YOU HERE­BY AGREE TO THE USE OF ELEC­TRON­IC SIG­NA­TURES, CON­TRACTS, OR­DERS, AND OTH­ER RECORDS, AND TO ELEC­TRON­IC DE­LIV­ERY OF NO­TICES, POLI­CIES, AND RECORDS OF TRANS­AC­TIONS INI­TI­AT­ED OR COM­PLET­ED BY US OR VIA THE SITE. You here­by waive any rights or re­quire­ments un­der any statutes, reg­u­la­tions, rules, or­di­nances, or oth­er laws in any ju­ris­dic­tion which re­quire an orig­i­nal sig­na­ture or de­liv­ery or re­ten­tion of non-elec­tron­ic records, or to pay­ments or the grant­i­ng of cred­its by any means oth­er than elec­tron­ic means.

27. Mis­cel­la­neous

These Terms of Use and any poli­cies or op­er­at­ing rules post­ed by us on the Site or in re­spect to the Site con­sti­tute the en­tire agree­ment and un­der­stand­ing be­tween you and us. Our fail­ure to ex­er­cise or en­force any right or pro­vi­sion of these Terms of Use shall not op­er­ate as a waiv­er of such right or pro­vi­sion. These Terms of Use op­er­ate to the fullest ex­tent per­mis­si­ble by law. We may as­sign any or all of our rights and oblig­a­tions to oth­ers at any time. We shall not be re­spon­si­ble or li­able for any loss, dam­age, de­lay, or fail­ure to act caused by any cause be­yond our rea­son­able con­trol. If any pro­vi­sion or part of a pro­vi­sion of these Terms of Use is de­ter­mined to be un­law­ful, void, or un­en­force­able, that pro­vi­sion or part of the pro­vi­sion is deemed sev­er­able from these Terms of Use and does not af­fect the va­lid­i­ty and en­force­abil­i­ty of any re­main­ing pro­vi­sions. There is no joint ven­ture, part­ner­ship, em­ploy­ment or agency re­la­tion­ship cre­at­ed be­tween you and us as a re­sult of these Terms of Use or use of the Site. You agree that these Terms of Use will not be con­strued against us by virtue of hav­ing draft­ed them. You here­by waive any and all de­fens­es you may have based on the elec­tron­ic form of these Terms of Use and the lack of sign­ing by the par­ties here­to to ex­e­cute these Terms of Use.

28. Con­tact Us

In or­der to re­solve a com­plaint re­gard­ing the Site or to re­ceive fur­ther in­for­ma­tion re­gard­ing use of the Site, please con­tact us at info@dis­rup­tor.lon­donor via our Con­tact Page.